Whilst car insurance premiums have fallen sharply over recent months, but these rates are soon to start rising again as anti-fraud measures fail to make an impact.

For the first three months of 2014 premiums were down 16.6% on a year ago according to new statistics from the AA, as insurers continued to compete for business and anticipated the effects of government measures to deal with fraudulent insurance claims. However, the measures, which include a panel of accredited doctors to evaluate whiplash claims, do not appear to have made an impact.